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Panama · Americas
Best for: Caribbean-Panama nomads who want a Bocas archipelago surf-and-snorkel base over Panama City's density.
$1,500/mo
Tropical Caribbean (wet)
Best months
Annual range: 25°–27°C
Mostly country-level baselines. City-specific signals (air, neighborhood) override where we have them.
Pathway
Long visa-free
Program
—
Typical max stay
6 months
Standard 180-day tourist entry for most Western passports; Panama's Friendly Nations Visa offers a pathway to permanent residency for nationals of ~50 countries. No formal DNV but residency is unusually accessible.
Editorial summary, not legal advice. Verify with the relevant consulate before applying — visa programs change with little notice.
Editorial summary — norms vary by region within each country and shift over time. Read the local mood.
PedidosYa
PedidosYa dominates Panama; Uber Eats fills gaps in Panama City.
Editorial pick based on which app actually has restaurants AND working couriers in this city. Coverage shifts — apps pull out of markets all the time.
Uber
Uber dominates Panama City; DiDi and Cabify are credible alternatives. inDrive also operates.
Editorial pick based on coverage, foreign-card UX, and how reliably drivers actually accept trips. Markets shift — apps pull out of countries and surge pricing varies wildly.
Annual spend
$18,000
FIRE target (4% SWR)
$450,000
Coast-FIRE @ 7%/30yr
$59,115
Editorial estimates using the standard 4% Trinity-study rule. Run the FIRE calculator for sequence-of-returns risk, custom withdrawal rates, and country-specific tax assumptions.