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United States · Americas

Greeley

Best for: Northern-Colorado nomads who want Front-Range mountain access at sub-Denver rents.

Mid-tier monthly cost

Full breakdown

$2,130/mo

  • Rent$1,100
  • Groceries$340
  • Dining out$290
  • Transport$70
  • Utilities$160
  • Coworking$170

Climate at a glance

Year heatmap

Semi-arid (Front Range foothills)

Best months

  • J
  • F
  • M
  • A
  • M
  • J
  • J
  • A
  • S
  • O
  • N
  • D

Annual range: -1°–24°C

FIRE math at this cost

Run scenarios

Annual spend

$25,560

FIRE target (4% SWR)

$639,000

Coast-FIRE @ 7%/30yr

$83,944

Editorial estimates using the standard 4% Trinity-study rule. Run the FIRE calculator for sequence-of-returns risk, custom withdrawal rates, and country-specific tax assumptions.

Visa for nomads

Low nomad-friendly

Pathway

Extendable tourist

Program

Typical max stay

6 months

ESTA Visa Waiver (90 days) for most western passports, no extensions in-country; B-2 visitor visa up to 6 months. No US digital-nomad visa exists. Long-term residence requires H-1B / O-1 / EB green-card paths.

Editorial summary, not legal advice. Verify with the relevant consulate before applying — visa programs change with little notice.

Field notes

Northern-Colorado university city (UNC) ~1 hour north of Denver. Same ESTA/B-2 story as the rest of the US. Roughly 30% cheaper than Denver on rent — the trade-off is the agricultural-feedlot smell that occasionally drifts into town. Coworking is thin. Semi-arid foothills climate — sunny year-round, cold dry winters with occasional Chinook windows, warm dry summers. Rocky Mountain National Park is 90 minutes away.

1430m elevation Front Range climate — sunny year-round (~300 days), dry, with cold winters (Jan -1°C average, occasional Chinook windows that briefly push temperatures into the teens), warm dry summers (peak 24°C with very low humidity). Rocky Mountain National Park is 90 minutes away.

Build your stack for Greeley