Bookmark Nomada — the one-tab toolkit every digital nomad needs·⌘D / Ctrl+D
Bookmark Nomada — the one-tab toolkit every digital nomad needs·⌘D / Ctrl+D
FIRE number
$297,000
$990/mo × 12 ÷ 4%
Best for: Sri Lanka east-coast surf town — Point Break + Whiskey Point + Peanut Farm, May-September dry season.
FIRE number in Arugam Bay
$297,000
$990/mo × 25
FIRE number at $5K/mo (US)
$1,500,000
US-typical baseline
Years saved
~18.7 years sooner
Same saver, different city
Representative saver: $50,000 invested, $2,000/mo contribution, 5% real return, 4% safe withdrawal rate.
Assuming your monthly burn matches Arugam Bay’s mid-tier nomad budget ($990/mo) at 5% real return.
Just starting
$0 saved, $1,500/mo invested
12y 1mo
Mid-career
$200K saved, $2,500/mo invested
2y 4mo
Late starter
$500K saved, $1,500/mo invested
Already there
East-coast Sri Lankan surf town in Ampara District — Sri Lanka's most established surf anchor with multiple right-hand point breaks (Main Point, Whiskey Point, Peanut Farm, Crocodile Rock). The single main street running parallel to the beach is the dense walkable core. Sri Lanka offers 30-day ETA on arrival for many western passports. The structural draws are East-coast monsoon-flip surf (Arugam Bay is dry May-September while the west-and-south coasts are wet) and beach-village simplicity. Coworking density is thin; this is a surf-and-yoga base.
Pathway
Digital nomad visa
Program
Sri Lanka Digital Nomad Visa
Typical max stay
12 months
Sri Lanka launched a Digital Nomad Visa in 2024 — 1-year multi-entry residency for remote workers with income proof (currently ~USD 2,000/mo). The ETA tourist entry (up to 270 days/year cumulative for many passports) remains the default for shorter visits. Verify current income threshold via the official immigration portal before applying.
Editorial summary, not legal advice. Verify with the relevant consulate before applying — visa programs change with little notice.
Same representative saver, four reference nomad cities.
| City | Monthly | FIRE number | Years to FI |
|---|---|---|---|
| Arugam Bay | $990 | $297,000 | 7y 8mo |
| Lisbon | $1,980 | $594,000 | 14y 2mo |
| Berlin | $2,540 | $762,000 | 17y 1mo |
| Bangkok | $1,430 | $429,000 | 10y 10mo |
| Mexico City | $1,970 | $591,000 | 14y 1mo |
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Editorial estimates. Not financial advice. The 4% rule is a planning anchor, not a guarantee — sequence-of-returns risk and tax-jurisdiction friction (US-LLC / FEIE / state residency) can move the real number meaningfully. See our expat tax directory for the cross-border side of the math.
