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FIRE number
$819,000
$2,730/mo × 12 ÷ 4%
Best for: Norwegian fjord-and-rain nomads who want a UNESCO Hanseatic city with the country's most accessible Western fjord network.
FIRE number in Bergen
$819,000
$2,730/mo × 25
FIRE number at $5K/mo (US)
$1,500,000
US-typical baseline
Years saved
~8.4 years sooner
Same saver, different city
Representative saver: $50,000 invested, $2,000/mo contribution, 5% real return, 4% safe withdrawal rate.
Assuming your monthly burn matches Bergen’s mid-tier nomad budget ($2,730/mo) at 5% real return.
Just starting
$0 saved, $1,500/mo invested
23y 9mo
Mid-career
$200K saved, $2,500/mo invested
11y 6mo
Late starter
$500K saved, $1,500/mo invested
6y 4mo
Norway's second-largest city — wedged between seven mountains on the west coast, with the UNESCO-listed Bryggen Hanseatic wharf at its heart. Gateway to the Sognefjord, Hardangerfjord, and Geiranger fjord networks (all accessible by Norway-in-a-Nutshell day-trips or multi-day tours). Population around 290k. Famously rainy — the locals genuinely don't notice it. Cost is high (Norwegian standards) but lower than Oslo for similar 1-bed apartments. Wi-Fi is fast; coworking is dense. Norway is Schengen-associated; no formal DNV — work permits are heavily quota'd, EU/EEA citizens have free movement.
Pathway
Skilled-worker only
Program
—
Typical max stay
3 months
Norway is Schengen-associated; 90-day visa-free entry covers short stays. No formal DNV; longer stays require work permits (heavily quota'd) or EU/EEA citizenship.
Editorial summary, not legal advice. Verify with the relevant consulate before applying — visa programs change with little notice.
Same representative saver, four reference nomad cities.
| City | Monthly | FIRE number | Years to FI |
|---|---|---|---|
| Bergen | $2,730 | $819,000 | 17y 12mo |
| Lisbon | $1,980 | $594,000 | 14y 2mo |
| Berlin | $2,540 | $762,000 | 17y 1mo |
| Bangkok | $1,430 | $429,000 | 10y 10mo |
| Mexico City | $1,970 | $591,000 | 14y 1mo |
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Editorial estimates. Not financial advice. The 4% rule is a planning anchor, not a guarantee — sequence-of-returns risk and tax-jurisdiction friction (US-LLC / FEIE / state residency) can move the real number meaningfully. See our expat tax directory for the cross-border side of the math.