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FIRE number
$369,000
$1,230/mo × 12 ÷ 4%
Best for: Yangtze megacity — hot-pot capital, mountain-city geography, gateway to Three Gorges.
FIRE number in Chongqing
$369,000
$1,230/mo × 25
FIRE number at $5K/mo (US)
$1,500,000
US-typical baseline
Years saved
~17.0 years sooner
Same saver, different city
Representative saver: $50,000 invested, $2,000/mo contribution, 5% real return, 4% safe withdrawal rate.
Assuming your monthly burn matches Chongqing’s mid-tier nomad budget ($1,230/mo) at 5% real return.
Just starting
$0 saved, $1,500/mo invested
14y 2mo
Mid-career
$200K saved, $2,500/mo invested
3y 10mo
Late starter
$500K saved, $1,500/mo invested
Already there
Chongqing's vertical hill-and-river geography means the metro runs through buildings; the city has no flat ground for kilometers. Sichuan hot-pot originates here. Population 30M+ in the broader municipality (one of China's 4 direct-controlled cities). Same China Z visa / no-DNV story.
Pathway
Skilled-worker only
Program
—
Typical max stay
12 months
China expanded visa policy significantly in 2024-2025 — 30-day visa-free entry for ~38 western passports (US, UK, EU, Canada, Japan, Australia/NZ via separate program), plus 240-hour (10-day) visa-free transit at major airports. No formal nomad visa exists — Z visa or work permit required for any genuine long-term stay. Visa runs from Hong Kong / Macau remain the long-stay workaround for those without sponsored work.
Editorial summary, not legal advice. Verify with the relevant consulate before applying — visa programs change with little notice.
Same representative saver, four reference nomad cities.
| City | Monthly | FIRE number | Years to FI |
|---|---|---|---|
| Chongqing | $1,230 | $369,000 | 9y 5mo |
| Lisbon | $1,980 | $594,000 | 14y 2mo |
| Berlin | $2,540 | $762,000 | 17y 1mo |
| Bangkok | $1,430 | $429,000 | 10y 10mo |
| Mexico City | $1,970 | $591,000 | 14y 1mo |
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Editorial estimates. Not financial advice. The 4% rule is a planning anchor, not a guarantee — sequence-of-returns risk and tax-jurisdiction friction (US-LLC / FEIE / state residency) can move the real number meaningfully. See our expat tax directory for the cross-border side of the math.