Bookmark Nomada — the one-tab toolkit every digital nomad needs·⌘D / Ctrl+D
Bookmark Nomada — the one-tab toolkit every digital nomad needs·⌘D / Ctrl+D
FIRE number
$894,000
$2,980/mo × 12 ÷ 4%
Best for: US Colorado Front Range university city — Colorado State University, craft-beer capital, Rockies foothills.
FIRE number in Fort Collins, CO
$894,000
$2,980/mo × 25
FIRE number at $5K/mo (US)
$1,500,000
US-typical baseline
Years saved
~7.3 years sooner
Same saver, different city
Representative saver: $50,000 invested, $2,000/mo contribution, 5% real return, 4% safe withdrawal rate.
Assuming your monthly burn matches Fort Collins, CO’s mid-tier nomad budget ($2,980/mo) at 5% real return.
Just starting
$0 saved, $1,500/mo invested
25y
Mid-career
$200K saved, $2,500/mo invested
12y 6mo
Late starter
$500K saved, $1,500/mo invested
7y 7mo
Northern Colorado city at 1,525m elevation along the Front Range of the Rockies — anchored by Colorado State University (one of the largest research universities in the US) and a craft-beer cluster (New Belgium Brewing, Odell, Horse & Dragon all founded here). Old Town (the dense walkable historic core) and Campus West are the typical anchors. US has no DNV; ESTA 90 days. The structural draws are immediate access to the Rocky Mountain National Park gateway (Estes Park, 1h west), 300+ days of sunshine, and a deep cycling-and-outdoor culture. Colorado has state income tax (4.4%); summer fire-and-smoke risk is real.
Pathway
Long visa-free
Program
—
Typical max stay
3 months
US has no DNV. Visa-free ESTA up to 90 days. Colorado has state income tax (4.4% flat).
Editorial summary, not legal advice. Verify with the relevant consulate before applying — visa programs change with little notice.
Same representative saver, four reference nomad cities.
| City | Monthly | FIRE number | Years to FI |
|---|---|---|---|
| Fort Collins, CO | $2,980 | $894,000 | 19y 1mo |
| Lisbon | $1,980 | $594,000 | 14y 2mo |
| Berlin | $2,540 | $762,000 | 17y 1mo |
| Bangkok | $1,430 | $429,000 | 10y 10mo |
| Mexico City | $1,970 | $591,000 | 14y 1mo |
One email a week with new visa launches, fresh city data, and the moves that actually matter. Free, no spam, unsubscribe in one click.
Editorial estimates. Not financial advice. The 4% rule is a planning anchor, not a guarantee — sequence-of-returns risk and tax-jurisdiction friction (US-LLC / FEIE / state residency) can move the real number meaningfully. See our expat tax directory for the cross-border side of the math.
