Bookmark Nomada — the one-tab toolkit every digital nomad needs·⌘D / Ctrl+D
Bookmark Nomada — the one-tab toolkit every digital nomad needs·⌘D / Ctrl+D
FIRE number
$261,000
$870/mo × 12 ÷ 4%
Best for: Philippines Mindanao tuna capital — South Cotabato anchor, "Gensan", working port city.
FIRE number in General Santos
$261,000
$870/mo × 25
FIRE number at $5K/mo (US)
$1,500,000
US-typical baseline
Years saved
~19.7 years sooner
Same saver, different city
Representative saver: $50,000 invested, $2,000/mo contribution, 5% real return, 4% safe withdrawal rate.
Assuming your monthly burn matches General Santos’s mid-tier nomad budget ($870/mo) at 5% real return.
Just starting
$0 saved, $1,500/mo invested
10y 11mo
Mid-career
$200K saved, $2,500/mo invested
1y 6mo
Late starter
$500K saved, $1,500/mo invested
Already there
South Cotabato province city on Sarangani Bay in southern Mindanao — known as "Gensan" and famous as the tuna-canning capital of the Philippines (Manny Pacquiao's hometown). Downtown Gensan and the area near the Pacquiao Park are the small walkable cores. Same Philippines visa story. The structural draws are tuna-fishing-industry employment density, dramatic Mindanao mountain geography (Mount Matutum northwest), and meaningfully cheaper-than-Cebu pricing. Mindanao has had historical security challenges; current advisories distinguish General Santos from the unstable BARMM region further east.
Pathway
Extendable tourist
Program
—
Typical max stay
6 months
Same Philippines 30-day visa-on-arrival as Manila/Cebu, extendable up to 36 months. No formal DNV.
Editorial summary, not legal advice. Verify with the relevant consulate before applying — visa programs change with little notice.
Same representative saver, four reference nomad cities.
| City | Monthly | FIRE number | Years to FI |
|---|---|---|---|
| General Santos | $870 | $261,000 | 6y 9mo |
| Lisbon | $1,980 | $594,000 | 14y 2mo |
| Berlin | $2,540 | $762,000 | 17y 1mo |
| Bangkok | $1,430 | $429,000 | 10y 10mo |
| Mexico City | $1,970 | $591,000 | 14y 1mo |
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Editorial estimates. Not financial advice. The 4% rule is a planning anchor, not a guarantee — sequence-of-returns risk and tax-jurisdiction friction (US-LLC / FEIE / state residency) can move the real number meaningfully. See our expat tax directory for the cross-border side of the math.
