Bookmark Nomada — the one-tab toolkit every digital nomad needs·⌘D / Ctrl+D
Bookmark Nomada — the one-tab toolkit every digital nomad needs·⌘D / Ctrl+D
FIRE number
$528,000
$1,760/mo × 12 ÷ 4%
Best for: Car-free island nomads who want the calmest Yucatán base over Playa del Carmen's density.
FIRE number in Isla Holbox
$528,000
$1,760/mo × 25
FIRE number at $5K/mo (US)
$1,500,000
US-typical baseline
Years saved
~13.5 years sooner
Same saver, different city
Representative saver: $50,000 invested, $2,000/mo contribution, 5% real return, 4% safe withdrawal rate.
Assuming your monthly burn matches Isla Holbox’s mid-tier nomad budget ($1,760/mo) at 5% real return.
Just starting
$0 saved, $1,500/mo invested
18y 1mo
Mid-career
$200K saved, $2,500/mo invested
6y 11mo
Late starter
$500K saved, $1,500/mo invested
8mo
Car-free island in the Yucatán's northeast — a 30-minute ferry from Chiquilá (3 hours from Cancún by bus + ferry). Population around 2,000 with a dirt-road main strip and a famous whale-shark season May–September. Wi-Fi was historically the weakest part of the Yucatán nomad triangle but has improved with Starlink-equipped guesthouses 2023-2025. Cost is higher than Mérida or San Cristóbal (island premium — almost everything is shipped in) but lower than Tulum or Playa. Mexico's 180-day tourist permit applies — the same generous policy as the rest of the country, but immigration crackdowns 2022–2023 mean initial stamps may be 30-60 days instead of the full 180.
Pathway
Long visa-free
Program
—
Typical max stay
6 months
Standard Mexico FMM tourist permit — up to 180 days at officer discretion; same policy as the rest of Mexico, with shorter initial stamps (30-60 days) common post-2022 crackdown.
Editorial summary, not legal advice. Verify with the relevant consulate before applying — visa programs change with little notice.
Same representative saver, four reference nomad cities.
| City | Monthly | FIRE number | Years to FI |
|---|---|---|---|
| Isla Holbox | $1,760 | $528,000 | 12y 11mo |
| Lisbon | $1,980 | $594,000 | 14y 2mo |
| Berlin | $2,540 | $762,000 | 17y 1mo |
| Bangkok | $1,430 | $429,000 | 10y 10mo |
| Mexico City | $1,970 | $591,000 | 14y 1mo |
One email a week with new visa launches, fresh city data, and the moves that actually matter. Free, no spam, unsubscribe in one click.
Editorial estimates. Not financial advice. The 4% rule is a planning anchor, not a guarantee — sequence-of-returns risk and tax-jurisdiction friction (US-LLC / FEIE / state residency) can move the real number meaningfully. See our expat tax directory for the cross-border side of the math.
