Bookmark Nomada — the one-tab toolkit every digital nomad needs·⌘D / Ctrl+D
Bookmark Nomada — the one-tab toolkit every digital nomad needs·⌘D / Ctrl+D
FIRE number
$855,000
$2,850/mo × 12 ÷ 4%
Best for: US Wisconsin state capital — UW-Madison university anchor, isthmus geography, progressive Midwest standard.
FIRE number in Madison, WI
$855,000
$2,850/mo × 25
FIRE number at $5K/mo (US)
$1,500,000
US-typical baseline
Years saved
~7.9 years sooner
Same saver, different city
Representative saver: $50,000 invested, $2,000/mo contribution, 5% real return, 4% safe withdrawal rate.
Assuming your monthly burn matches Madison, WI’s mid-tier nomad budget ($2,850/mo) at 5% real return.
Just starting
$0 saved, $1,500/mo invested
24y 5mo
Mid-career
$200K saved, $2,500/mo invested
11y 12mo
Late starter
$500K saved, $1,500/mo invested
6y 11mo
Wisconsin state capital on an isthmus between Lake Mendota and Lake Monona — anchored by the University of Wisconsin-Madison and a strong tech-and-biotech corridor (Epic Systems is HQ here). State Street (the pedestrian boulevard from the Capitol to the UW campus) is the dense walkable axis. US has no DNV; ESTA 90 days. Wisconsin has state income tax (3.5-7.65%). The structural draws are deep college-town density, four-season climate (cold snowy winters, warm humid summers), and meaningfully sub-Chicago pricing. Tier-1 Midwest university culture.
Pathway
Long visa-free
Program
—
Typical max stay
3 months
US has no DNV. Visa-free ESTA up to 90 days. Wisconsin has state income tax (3.5-7.65%).
Editorial summary, not legal advice. Verify with the relevant consulate before applying — visa programs change with little notice.
Same representative saver, four reference nomad cities.
| City | Monthly | FIRE number | Years to FI |
|---|---|---|---|
| Madison, WI | $2,850 | $855,000 | 18y 6mo |
| Lisbon | $1,980 | $594,000 | 14y 2mo |
| Berlin | $2,540 | $762,000 | 17y 1mo |
| Bangkok | $1,430 | $429,000 | 10y 10mo |
| Mexico City | $1,970 | $591,000 | 14y 1mo |
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Editorial estimates. Not financial advice. The 4% rule is a planning anchor, not a guarantee — sequence-of-returns risk and tax-jurisdiction friction (US-LLC / FEIE / state residency) can move the real number meaningfully. See our expat tax directory for the cross-border side of the math.
