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FIRE number
$285,000
$950/mo × 12 ÷ 4%
Best for: African-island music-and-creole nomads who want a calmer alt to Sal's tourist development.
FIRE number in Mindelo
$285,000
$950/mo × 25
FIRE number at $5K/mo (US)
$1,500,000
US-typical baseline
Years saved
~19.1 years sooner
Same saver, different city
Representative saver: $50,000 invested, $2,000/mo contribution, 5% real return, 4% safe withdrawal rate.
Assuming your monthly burn matches Mindelo’s mid-tier nomad budget ($950/mo) at 5% real return.
Just starting
$0 saved, $1,500/mo invested
11y 8mo
Mid-career
$200K saved, $2,500/mo invested
2y
Late starter
$500K saved, $1,500/mo invested
Already there
São Vicente Island's main port and Cape Verde's cultural capital — the home of morna music (Cesária Évora was born here) and the country's most spirited Carnival. The natural harbor at Porto Grande is one of the best in the Atlantic — historically a coaling station for transatlantic ships. Population around 70k. Markedly more Creole/African than Santa Maria on Sal (the tourist-resort island), with a working port vibe. Cape Verde's TAP and TACV flights connect to Lisbon and to Sal/Praia. Visa-free 30 days for most Western passports; longer stays via the new Cape Verde digital nomad visa.
Pathway
Digital nomad visa
Program
Cape Verde Remote Working Programme
Typical max stay
12 months
Cape Verde Digital Nomad Visa (€1,500/mo income, 6-month renewable to 1 year); standard 30-day visa-free entry for most Western passports covers shorter stays.
Editorial summary, not legal advice. Verify with the relevant consulate before applying — visa programs change with little notice.
Same representative saver, four reference nomad cities.
| City | Monthly | FIRE number | Years to FI |
|---|---|---|---|
| Mindelo | $950 | $285,000 | 7y 4mo |
| Lisbon | $1,980 | $594,000 | 14y 2mo |
| Berlin | $2,540 | $762,000 | 17y 1mo |
| Bangkok | $1,430 | $429,000 | 10y 10mo |
| Mexico City | $1,970 | $591,000 | 14y 1mo |
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Editorial estimates. Not financial advice. The 4% rule is a planning anchor, not a guarantee — sequence-of-returns risk and tax-jurisdiction friction (US-LLC / FEIE / state residency) can move the real number meaningfully. See our expat tax directory for the cross-border side of the math.