Bookmark Nomada — the one-tab toolkit every digital nomad needs·⌘D / Ctrl+D
Bookmark Nomada — the one-tab toolkit every digital nomad needs·⌘D / Ctrl+D
FIRE number
$465,000
$1,550/mo × 12 ÷ 4%
Best for: China former capital — Jiangsu provincial capital, 1h from Shanghai by HSR.
FIRE number in Nanjing
$465,000
$1,550/mo × 25
FIRE number at $5K/mo (US)
$1,500,000
US-typical baseline
Years saved
~14.8 years sooner
Same saver, different city
Representative saver: $50,000 invested, $2,000/mo contribution, 5% real return, 4% safe withdrawal rate.
Assuming your monthly burn matches Nanjing’s mid-tier nomad budget ($1,550/mo) at 5% real return.
Just starting
$0 saved, $1,500/mo invested
16y 7mo
Mid-career
$200K saved, $2,500/mo invested
5y 9mo
Late starter
$500K saved, $1,500/mo invested
Already there
Jiangsu provincial capital and former capital of China (Ming dynasty 1368-1421) — anchored by the Ming city walls (the largest surviving in the world) and Xuanwu Lake. Xinjiekou (the city center) and the area around Nanjing University in Gulou are the dense nomad cores. China has no formal DNV; tourist visas are increasingly restrictive for many passports though visa-free transit (240h) is generous for compatible nationalities. The structural draws are 1-hour HSR access to Shanghai, deep historical density (Ming Tomb, Confucius Temple, Sun Yat-sen mausoleum), and meaningfully sub-Shanghai costs.
Pathway
Extendable tourist
Program
—
Typical max stay
3 months
China expanded visa policy significantly in 2024-2025 — 30-day visa-free entry for ~38 western passports (US, UK, EU, Canada, Japan, Australia/NZ via separate program), plus 240-hour (10-day) visa-free transit at major airports. No formal nomad visa exists — Z visa or work permit required for any genuine long-term stay. Visa runs from Hong Kong / Macau remain the long-stay workaround for those without sponsored work.
Editorial summary, not legal advice. Verify with the relevant consulate before applying — visa programs change with little notice.
Same representative saver, four reference nomad cities.
| City | Monthly | FIRE number | Years to FI |
|---|---|---|---|
| Nanjing | $1,550 | $465,000 | 11y 7mo |
| Lisbon | $1,980 | $594,000 | 14y 2mo |
| Berlin | $2,540 | $762,000 | 17y 1mo |
| Bangkok | $1,430 | $429,000 | 10y 10mo |
| Mexico City | $1,970 | $591,000 | 14y 1mo |
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Editorial estimates. Not financial advice. The 4% rule is a planning anchor, not a guarantee — sequence-of-returns risk and tax-jurisdiction friction (US-LLC / FEIE / state residency) can move the real number meaningfully. See our expat tax directory for the cross-border side of the math.
