Bookmark Nomada — the one-tab toolkit every digital nomad needs·⌘D / Ctrl+D
Bookmark Nomada — the one-tab toolkit every digital nomad needs·⌘D / Ctrl+D
FIRE number
$399,000
$1,330/mo × 12 ÷ 4%
Best for: Brazilian-heritage-coast nomads who want the country's most-preserved colonial town between Rio and São Paulo.
FIRE number in Paraty
$399,000
$1,330/mo × 25
FIRE number at $5K/mo (US)
$1,500,000
US-typical baseline
Years saved
~16.3 years sooner
Same saver, different city
Representative saver: $50,000 invested, $2,000/mo contribution, 5% real return, 4% safe withdrawal rate.
Assuming your monthly burn matches Paraty’s mid-tier nomad budget ($1,330/mo) at 5% real return.
Just starting
$0 saved, $1,500/mo invested
14y 11mo
Mid-career
$200K saved, $2,500/mo invested
4y 5mo
Late starter
$500K saved, $1,500/mo invested
Already there
UNESCO-listed colonial port town on the Costa Verde between Rio de Janeiro (4 hours) and São Paulo (5 hours) — cobblestone streets that flood with the tides (intentional 18th-century engineering), 65 islands in the Bay of Paraty, and the surrounding Serra da Bocaina rainforest. Population around 40k. Paraty hosts FLIP (Festa Literária Internacional, July) which is Brazil's most-established literary festival. Coworking is thin but Wi-Fi is reliable. Brazil's DNV applies ($1,500/mo income, 1-year + 1-year renewal); 90-day visa-free entry covers shorter stays. The trade vs. Trancoso (Bahia) is no beach culture per se but exceptional walkability and a denser cultural calendar.
Pathway
Digital nomad visa
Program
Brazil DNV
Typical max stay
24 months
Same Brazil DNV as Rio/São Paulo/Trancoso ($1,500/mo income, 1-year + 1-year renewal); 90-day visa-free entry covers shorter stays, extendable to 180 days.
Editorial summary, not legal advice. Verify with the relevant consulate before applying — visa programs change with little notice.
Same representative saver, four reference nomad cities.
| City | Monthly | FIRE number | Years to FI |
|---|---|---|---|
| Paraty | $1,330 | $399,000 | 10y 2mo |
| Lisbon | $1,980 | $594,000 | 14y 2mo |
| Berlin | $2,540 | $762,000 | 17y 1mo |
| Bangkok | $1,430 | $429,000 | 10y 10mo |
| Mexico City | $1,970 | $591,000 | 14y 1mo |
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Editorial estimates. Not financial advice. The 4% rule is a planning anchor, not a guarantee — sequence-of-returns risk and tax-jurisdiction friction (US-LLC / FEIE / state residency) can move the real number meaningfully. See our expat tax directory for the cross-border side of the math.
