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FIRE number
$681,000
$2,270/mo × 12 ÷ 4%
Best for: Canada Saskatchewan provincial capital — RCMP Depot Division HQ, Wascana Lake, Prairie geography.
FIRE number in Regina, SK
$681,000
$2,270/mo × 25
FIRE number at $5K/mo (US)
$1,500,000
US-typical baseline
Years saved
~10.7 years sooner
Same saver, different city
Representative saver: $50,000 invested, $2,000/mo contribution, 5% real return, 4% safe withdrawal rate.
Assuming your monthly burn matches Regina, SK’s mid-tier nomad budget ($2,270/mo) at 5% real return.
Just starting
$0 saved, $1,500/mo invested
21y 3mo
Mid-career
$200K saved, $2,500/mo invested
9y 5mo
Late starter
$500K saved, $1,500/mo invested
3y 10mo
Saskatchewan provincial capital on the Canadian Prairies — anchored by the RCMP Heritage Centre (the Mounted Police's national training depot) and Wascana Centre (one of the largest urban parks in North America). Downtown Regina and Cathedral are the walkable cores. Canada has no DNV; eTA 6 months. Saskatchewan has provincial income tax. The structural draws are flat Prairie geography, government-and-utilities employment density, and meaningfully cheaper-than-coastal-Canada pricing. Brutal winter cold (January averages -15°C with regular -30°C events) is the practical filter.
Pathway
Long visa-free
Program
—
Typical max stay
6 months
Canada has no formal DNV. eTA up to 6 months. Saskatchewan has provincial income tax.
Editorial summary, not legal advice. Verify with the relevant consulate before applying — visa programs change with little notice.
Same representative saver, four reference nomad cities.
| City | Monthly | FIRE number | Years to FI |
|---|---|---|---|
| Regina, SK | $2,270 | $681,000 | 15y 9mo |
| Lisbon | $1,980 | $594,000 | 14y 2mo |
| Berlin | $2,540 | $762,000 | 17y 1mo |
| Bangkok | $1,430 | $429,000 | 10y 10mo |
| Mexico City | $1,970 | $591,000 | 14y 1mo |
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Editorial estimates. Not financial advice. The 4% rule is a planning anchor, not a guarantee — sequence-of-returns risk and tax-jurisdiction friction (US-LLC / FEIE / state residency) can move the real number meaningfully. See our expat tax directory for the cross-border side of the math.