Bookmark Nomada — the one-tab toolkit every digital nomad needs·⌘D / Ctrl+D
Bookmark Nomada — the one-tab toolkit every digital nomad needs·⌘D / Ctrl+D
FIRE number
$723,000
$2,410/mo × 12 ÷ 4%
Best for: Sayulita's quieter sister — 15 minutes north on the Nayarit Riviera, no party scene, family-friendly beach with a small but real digital-nomad pocket.
FIRE number in San Pancho
$723,000
$2,410/mo × 25
FIRE number at $5K/mo (US)
$1,500,000
US-typical baseline
Years saved
~10.0 years sooner
Same saver, different city
Representative saver: $50,000 invested, $2,000/mo contribution, 5% real return, 4% safe withdrawal rate.
Assuming your monthly burn matches San Pancho’s mid-tier nomad budget ($2,410/mo) at 5% real return.
Just starting
$0 saved, $1,500/mo invested
22y 1mo
Mid-career
$200K saved, $2,500/mo invested
10y 1mo
Late starter
$500K saved, $1,500/mo invested
4y 7mo
San Pancho (officially San Francisco) is 15 minutes north of Sayulita on the Nayarit Riviera — same Pacific coast, dramatically quieter vibe. No clubs, no spring-breakers, no Tulum-style price inflation; instead, a single tree-lined main street with a polo field, surfboard rentals, and a long uncrowded beach. EntreAmigos community center is the social anchor; coworking is light (mostly cafe-based). Internet (Telmex fiber) works in most modern villas — verify before committing. PVR (Puerto Vallarta) airport is 1 hour south. Visa rules are the same Mexican FMM up-to-180-days story.
Pathway
Long visa-free
Program
Mexico FMM Tourist Permit
Typical max stay
6 months
Mexico grants up to 180 days on the FMM tourist form for most western passports. Recently immigration officers have been issuing shorter stamps at some entry points — not predictable. The Mexico Temporary Resident visa is the longer-term option (USD 2,600+/mo income proof or USD 43k+ savings).
Editorial summary, not legal advice. Verify with the relevant consulate before applying — visa programs change with little notice.
Same representative saver, four reference nomad cities.
| City | Monthly | FIRE number | Years to FI |
|---|---|---|---|
| San Pancho | $2,410 | $723,000 | 16y 5mo |
| Lisbon | $1,980 | $594,000 | 14y 2mo |
| Berlin | $2,540 | $762,000 | 17y 1mo |
| Bangkok | $1,430 | $429,000 | 10y 10mo |
| Mexico City | $1,970 | $591,000 | 14y 1mo |
One email a week with new visa launches, fresh city data, and the moves that actually matter. Free, no spam, unsubscribe in one click.
Editorial estimates. Not financial advice. The 4% rule is a planning anchor, not a guarantee — sequence-of-returns risk and tax-jurisdiction friction (US-LLC / FEIE / state residency) can move the real number meaningfully. See our expat tax directory for the cross-border side of the math.
