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FIRE number
$438,000
$1,460/mo × 12 ÷ 4%
Best for: Taiwan third city — Central Taiwan capital, mild year-round climate, sub-Taipei pricing.
FIRE number in Taichung
$438,000
$1,460/mo × 25
FIRE number at $5K/mo (US)
$1,500,000
US-typical baseline
Years saved
~15.4 years sooner
Same saver, different city
Representative saver: $50,000 invested, $2,000/mo contribution, 5% real return, 4% safe withdrawal rate.
Assuming your monthly burn matches Taichung’s mid-tier nomad budget ($1,460/mo) at 5% real return.
Just starting
$0 saved, $1,500/mo invested
15y 11mo
Mid-career
$200K saved, $2,500/mo invested
5y 3mo
Late starter
$500K saved, $1,500/mo invested
Already there
Central Taiwan city — Taiwan's third-largest by population and the country's mildest year-round climate (rarely above 32°C, rarely below 12°C). The Calligraphy Greenway (the linear park axis through downtown), Yizhong Night Market, and Fengjia Night Market are the dense walkable cores. Taiwan offers 90-day visa-free for many western passports; the Employment Gold Card is the long-stay route for high-skilled workers. The structural draws are mild year-round climate (Taipei-style without the rain), meaningfully sub-Taipei pricing, and proximity to Sun Moon Lake (1h east) and Alishan (2h east).
Pathway
Long visa-free
Program
—
Typical max stay
3 months
Taiwan offers 90-day visa-free for many western passports. Employment Gold Card is the long-stay route for high-skilled workers.
Editorial summary, not legal advice. Verify with the relevant consulate before applying — visa programs change with little notice.
Same representative saver, four reference nomad cities.
| City | Monthly | FIRE number | Years to FI |
|---|---|---|---|
| Taichung | $1,460 | $438,000 | 11y |
| Lisbon | $1,980 | $594,000 | 14y 2mo |
| Berlin | $2,540 | $762,000 | 17y 1mo |
| Bangkok | $1,430 | $429,000 | 10y 10mo |
| Mexico City | $1,970 | $591,000 | 14y 1mo |
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Editorial estimates. Not financial advice. The 4% rule is a planning anchor, not a guarantee — sequence-of-returns risk and tax-jurisdiction friction (US-LLC / FEIE / state residency) can move the real number meaningfully. See our expat tax directory for the cross-border side of the math.