Bookmark Nomada — the one-tab toolkit every digital nomad needs·⌘D / Ctrl+D
Bookmark Nomada — the one-tab toolkit every digital nomad needs·⌘D / Ctrl+D
FIRE number
$624,000
$2,080/mo × 12 ÷ 4%
Best for: Pacific-surf-and-yoga nomads who want Central America's most-built-out coastal nomad scene.
FIRE number in Tamarindo
$624,000
$2,080/mo × 25
FIRE number at $5K/mo (US)
$1,500,000
US-typical baseline
Years saved
~11.7 years sooner
Same saver, different city
Representative saver: $50,000 invested, $2,000/mo contribution, 5% real return, 4% safe withdrawal rate.
Assuming your monthly burn matches Tamarindo’s mid-tier nomad budget ($2,080/mo) at 5% real return.
Just starting
$0 saved, $1,500/mo invested
20y 2mo
Mid-career
$200K saved, $2,500/mo invested
8y 6mo
Late starter
$500K saved, $1,500/mo invested
2y 8mo
Northwest Costa Rica's Guanacaste province — the Pacific coast's most-established nomad-and-surf hub, with consistent point breaks year-round, dozens of yoga studios, and infrastructure built up since the 2000s. Tamarindo proper is the bustling main strip; Playa Grande next door is calmer for longer stays. Liberia airport puts the US East Coast at one direct flight. Costa Rica's Estancia/Rentista DNV (formally launched 2022) requires $3,000/mo income for a 1-year visa, renewable. The structural challenge is cost: easily the most expensive Central American hub, comparable to Mexico's Pacific resort towns.
Pathway
Digital nomad visa
Program
Costa Rica Estancia
Typical max stay
24 months
Costa Rica's Estancia/Rentista DNV ($3,000/mo income, 1-year + 1-year renewal); standard 90-day visa-free entry covers shorter stays, extendable via border-run.
Editorial summary, not legal advice. Verify with the relevant consulate before applying — visa programs change with little notice.
Same representative saver, four reference nomad cities.
| City | Monthly | FIRE number | Years to FI |
|---|---|---|---|
| Tamarindo | $2,080 | $624,000 | 14y 8mo |
| Lisbon | $1,980 | $594,000 | 14y 2mo |
| Berlin | $2,540 | $762,000 | 17y 1mo |
| Bangkok | $1,430 | $429,000 | 10y 10mo |
| Mexico City | $1,970 | $591,000 | 14y 1mo |
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Editorial estimates. Not financial advice. The 4% rule is a planning anchor, not a guarantee — sequence-of-returns risk and tax-jurisdiction friction (US-LLC / FEIE / state residency) can move the real number meaningfully. See our expat tax directory for the cross-border side of the math.
