FIRE number
$1,155,000
$3,850/mo × 12 ÷ 4%
Best for: British Overseas Territory nomads who want a quiet flat-coral Caribbean island with the Work from Anguilla DNV.
Nomad arbitrage
FIRE number in The Valley
$1,155,000
$3,850/mo × 25
FIRE number at $5K/mo (US)
$1,500,000
US-typical baseline
Years saved
~3.8 years sooner
Same saver, different city
Representative saver: $50,000 invested, $2,000/mo contribution, 5% real return, 4% safe withdrawal rate.
Time to FI at three starting points
Assuming your monthly burn matches The Valley’s mid-tier nomad budget ($3,850/mo) at 5% real return.
Just starting
$0 saved, $1,500/mo invested
28y 10mo
Mid-career
$200K saved, $2,500/mo invested
15y 9mo
Late starter
$500K saved, $1,500/mo invested
11y 4mo
Field notes
Anguilla's capital is genuinely small — the British Overseas Territory has a population under 16,000, making it one of the smallest jurisdictions on this list. Most nomads base near Sandy Ground or Meads Bay rather than The Valley itself, both for beach access and for the slightly denser café-and-restaurant infrastructure. The Work from Anguilla DNV is a 1-year permit, $2,000 single / $3,000 family application fee. The structural draws are the beaches (Anguilla is widely considered the best beach island in the Caribbean) and the calmness; the structural cost is that almost everything imports.
Visa for nomads
High nomad-friendlyPathway
Digital nomad visa
Program
Work from Anguilla
Typical max stay
12 months
12-month DNV, $2,000 single / $3,000 family application fee. British Overseas Territory; flat coral island widely considered to have the best beaches in the Caribbean.
Editorial summary, not legal advice. Verify with the relevant consulate before applying — visa programs change with little notice.
How The Valley compares
Same representative saver, four reference nomad cities.
| City | Monthly | FIRE number | Years to FI |
|---|---|---|---|
| The Valley | $3,850 | $1,155,000 | 22y 7mo |
| Lisbon | $1,980 | $594,000 | 14y 2mo |
| Berlin | $2,540 | $762,000 | 17y 1mo |
| Bangkok | $1,430 | $429,000 | 10y 10mo |
| Mexico City | $1,970 | $591,000 | 14y 1mo |
Dig deeper into The Valley
Cities at a similar FIRE timeline
Useful while you’re in The Valley
- Travel insuranceLong-term, nomad-friendly cover that travels with you to The Valley
- Multi-currency bankingAvoid the 4% conversion fees foreign cards rack up in Anguilla
- eSIM data planDay-one connectivity in Anguilla without local-SIM friction
- Coworking & colivingDay passes, monthly memberships, and verified workspaces in The Valley
- Flight dealsCheapest routes in and out of The Valley
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Editorial estimates. Not financial advice. The 4% rule is a planning anchor, not a guarantee — sequence-of-returns risk and tax-jurisdiction friction (US-LLC / FEIE / state residency) can move the real number meaningfully. See our expat tax directory for the cross-border side of the math.