Bookmark Nomada — the one-tab toolkit every digital nomad needs·⌘D / Ctrl+D
Bookmark Nomada — the one-tab toolkit every digital nomad needs·⌘D / Ctrl+D
FIRE number
$381,000
$1,270/mo × 12 ÷ 4%
Best for: US-border arbitrage city — San Diego-adjacent (15 min crossing), Zona Centro/Río neighborhoods, tech-and-medical hub.
FIRE number in Tijuana
$381,000
$1,270/mo × 25
FIRE number at $5K/mo (US)
$1,500,000
US-typical baseline
Years saved
~16.7 years sooner
Same saver, different city
Representative saver: $50,000 invested, $2,000/mo contribution, 5% real return, 4% safe withdrawal rate.
Assuming your monthly burn matches Tijuana’s mid-tier nomad budget ($1,270/mo) at 5% real return.
Just starting
$0 saved, $1,500/mo invested
14y 6mo
Mid-career
$200K saved, $2,500/mo invested
4y 1mo
Late starter
$500K saved, $1,500/mo invested
Already there
Tijuana sits 15 min from San Diego across the world's busiest land border. Zona Río is the modern business/residential anchor; Zona Centro the historic core. Cross-border tech-and-medical commuters use TJ rents to subsidize SF salaries. Same Mexican 180-day tourist permit story.
Pathway
Long visa-free
Program
—
Typical max stay
6 months
Same Mexico 180-day tourist permit story as Mexico City. Border-zone FMM rules let you cross daily without re-stamping; the SENTRI program speeds repeat crossings.
Editorial summary, not legal advice. Verify with the relevant consulate before applying — visa programs change with little notice.
Same representative saver, four reference nomad cities.
| City | Monthly | FIRE number | Years to FI |
|---|---|---|---|
| Tijuana | $1,270 | $381,000 | 9y 9mo |
| Lisbon | $1,980 | $594,000 | 14y 2mo |
| Berlin | $2,540 | $762,000 | 17y 1mo |
| Bangkok | $1,430 | $429,000 | 10y 10mo |
| Mexico City | $1,970 | $591,000 | 14y 1mo |
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Editorial estimates. Not financial advice. The 4% rule is a planning anchor, not a guarantee — sequence-of-returns risk and tax-jurisdiction friction (US-LLC / FEIE / state residency) can move the real number meaningfully. See our expat tax directory for the cross-border side of the math.
