Bookmark Nomada — the one-tab toolkit every digital nomad needs·⌘D / Ctrl+D
Bookmark Nomada — the one-tab toolkit every digital nomad needs·⌘D / Ctrl+D
FIRE number
$471,000
$1,570/mo × 12 ÷ 4%
Best for: Baja Sur surf-and-art nomads who want a Pacific Pueblo Mágico alternative to Cabo's madness.
FIRE number in Todos Santos
$471,000
$1,570/mo × 25
FIRE number at $5K/mo (US)
$1,500,000
US-typical baseline
Years saved
~14.7 years sooner
Same saver, different city
Representative saver: $50,000 invested, $2,000/mo contribution, 5% real return, 4% safe withdrawal rate.
Assuming your monthly burn matches Todos Santos’s mid-tier nomad budget ($1,570/mo) at 5% real return.
Just starting
$0 saved, $1,500/mo invested
16y 9mo
Mid-career
$200K saved, $2,500/mo invested
5y 10mo
Late starter
$500K saved, $1,500/mo invested
Already there
Pueblo Mágico on Baja California Sur's Pacific coast — 75km north of Cabo San Lucas, an artists'-colony town with a strong expat-Mexican mix. Hotel California is famous (the Eagles song debate notwithstanding); Cerritos Beach and Los Cerritos are the main surf spots 10 minutes south. Population around 7,000. Markedly calmer than Cabo or San José del Cabo, with the same airport access (SJD is 90 minutes south). Wi-Fi has built out heavily 2022–2024; coworking is thin but real. Mexico FMM tourist permit applies — same 180-day at officer discretion as elsewhere, with shorter initial stamps common post-2022.
Pathway
Long visa-free
Program
—
Typical max stay
6 months
Standard Mexico FMM tourist permit — up to 180 days at officer discretion; same policy as the rest of Mexico, with shorter initial stamps (30-60 days) common post-2022 crackdown.
Editorial summary, not legal advice. Verify with the relevant consulate before applying — visa programs change with little notice.
Same representative saver, four reference nomad cities.
| City | Monthly | FIRE number | Years to FI |
|---|---|---|---|
| Todos Santos | $1,570 | $471,000 | 11y 9mo |
| Lisbon | $1,980 | $594,000 | 14y 2mo |
| Berlin | $2,540 | $762,000 | 17y 1mo |
| Bangkok | $1,430 | $429,000 | 10y 10mo |
| Mexico City | $1,970 | $591,000 | 14y 1mo |
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Editorial estimates. Not financial advice. The 4% rule is a planning anchor, not a guarantee — sequence-of-returns risk and tax-jurisdiction friction (US-LLC / FEIE / state residency) can move the real number meaningfully. See our expat tax directory for the cross-border side of the math.
