Bookmark Nomada — the one-tab toolkit every digital nomad needs·⌘D / Ctrl+D
Bookmark Nomada — the one-tab toolkit every digital nomad needs·⌘D / Ctrl+D
FIRE number
$939,000
$3,130/mo × 12 ÷ 4%
Best for: Small-island Puerto Rico — US dollar/cellular/banking with zero immigration formalities; the world's brightest bioluminescent bay sits offshore.
FIRE number in Vieques
$939,000
$3,130/mo × 25
FIRE number at $5K/mo (US)
$1,500,000
US-typical baseline
Years saved
~6.7 years sooner
Same saver, different city
Representative saver: $50,000 invested, $2,000/mo contribution, 5% real return, 4% safe withdrawal rate.
Assuming your monthly burn matches Vieques’s mid-tier nomad budget ($3,130/mo) at 5% real return.
Just starting
$0 saved, $1,500/mo invested
25y 9mo
Mid-career
$200K saved, $2,500/mo invested
13y 1mo
Late starter
$500K saved, $1,500/mo invested
8y 3mo
Vieques is the 33-square-mile island off Puerto Rico's east coast — formerly a US Navy bombing range, now a national wildlife refuge with Mosquito Bay (the brightest bioluminescent bay on earth). For US nomads it's frictionless: US dollar, US cellular roams without surcharge, no immigration, and a 30-minute ferry from Ceiba (cars allowed if booked ahead). For non-US nomads, regular US ESTA rules apply. Internet is genuinely slow outside the Esperanza and Isabel Segunda corridors — verify your rental's tested speed before committing to a month. Best for solo or couple stays of 1-3 months.
Pathway
Long visa-free
Program
US Territory Entry
Typical max stay
6 months
US territory — no visa required for US citizens or residents. Non-US visitors enter under standard US ESTA (90 days) or B1/B2 (up to 6 months) rules; Vieques is treated as domestic travel from mainland US.
Editorial summary, not legal advice. Verify with the relevant consulate before applying — visa programs change with little notice.
Same representative saver, four reference nomad cities.
| City | Monthly | FIRE number | Years to FI |
|---|---|---|---|
| Vieques | $3,130 | $939,000 | 19y 9mo |
| Lisbon | $1,980 | $594,000 | 14y 2mo |
| Berlin | $2,540 | $762,000 | 17y 1mo |
| Bangkok | $1,430 | $429,000 | 10y 10mo |
| Mexico City | $1,970 | $591,000 | 14y 1mo |
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Editorial estimates. Not financial advice. The 4% rule is a planning anchor, not a guarantee — sequence-of-returns risk and tax-jurisdiction friction (US-LLC / FEIE / state residency) can move the real number meaningfully. See our expat tax directory for the cross-border side of the math.
