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FIRE number
$777,000
$2,590/mo × 12 ÷ 4%
Best for: Canada Alberta provincial capital — North Saskatchewan river-valley city, West Edmonton Mall, university anchor.
FIRE number in Edmonton, AB
$777,000
$2,590/mo × 25
FIRE number at $5K/mo (US)
$1,500,000
US-typical baseline
Years saved
~9.1 years sooner
Same saver, different city
Representative saver: $50,000 invested, $2,000/mo contribution, 5% real return, 4% safe withdrawal rate.
Assuming your monthly burn matches Edmonton, AB’s mid-tier nomad budget ($2,590/mo) at 5% real return.
Just starting
$0 saved, $1,500/mo invested
23y 1mo
Mid-career
$200K saved, $2,500/mo invested
10y 11mo
Late starter
$500K saved, $1,500/mo invested
5y 7mo
Alberta provincial capital and Canada's sixth-largest metro — anchored by the University of Alberta and the West Edmonton Mall (North America's largest, opened 1981). Downtown Edmonton (the ICE District + Whyte Avenue old town) and Old Strathcona (the dense walkable arts-and-bar district) are the walkable cores. Canada has no DNV; eTA 6 months. Alberta has the lowest provincial income tax in Canada. The structural draws are oil-industry employment density, the North Saskatchewan river valley (the largest urban park in Canada), and meaningfully sub-Vancouver/Toronto pricing. Brutal winter cold (January averages -10°C with regular -30°C events) is the practical filter.
Pathway
Long visa-free
Program
—
Typical max stay
6 months
Canada has no formal DNV. eTA up to 6 months. Alberta has the lowest provincial income tax in Canada.
Editorial summary, not legal advice. Verify with the relevant consulate before applying — visa programs change with little notice.
Same representative saver, four reference nomad cities.
| City | Monthly | FIRE number | Years to FI |
|---|---|---|---|
| Edmonton, AB | $2,590 | $777,000 | 17y 4mo |
| Lisbon | $1,980 | $594,000 | 14y 2mo |
| Berlin | $2,540 | $762,000 | 17y 1mo |
| Bangkok | $1,430 | $429,000 | 10y 10mo |
| Mexico City | $1,970 | $591,000 | 14y 1mo |
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Editorial estimates. Not financial advice. The 4% rule is a planning anchor, not a guarantee — sequence-of-returns risk and tax-jurisdiction friction (US-LLC / FEIE / state residency) can move the real number meaningfully. See our expat tax directory for the cross-border side of the math.