Bookmark Nomada — the one-tab toolkit every digital nomad needs·⌘D / Ctrl+D
Bookmark Nomada — the one-tab toolkit every digital nomad needs·⌘D / Ctrl+D
FIRE number
$780,000
$2,600/mo × 12 ÷ 4%
Best for: US Texas seventh-largest US city — Spanish-colonial Alamo + River Walk, no state income tax.
FIRE number in San Antonio, TX
$780,000
$2,600/mo × 25
FIRE number at $5K/mo (US)
$1,500,000
US-typical baseline
Years saved
~9.1 years sooner
Same saver, different city
Representative saver: $50,000 invested, $2,000/mo contribution, 5% real return, 4% safe withdrawal rate.
Assuming your monthly burn matches San Antonio, TX’s mid-tier nomad budget ($2,600/mo) at 5% real return.
Just starting
$0 saved, $1,500/mo invested
23y 1mo
Mid-career
$200K saved, $2,500/mo invested
10y 11mo
Late starter
$500K saved, $1,500/mo invested
5y 8mo
South Texas city anchored by the Alamo (1718 Spanish mission, site of the 1836 Texas Revolution battle) and the River Walk (the converted Paseo del Rio), seventh-largest US city by population. Downtown (the River Walk + Alamo Plaza), Southtown (the converted Mission Reach + arts district), and Pearl District (the converted Pearl Brewery food-and-coffee anchor) are the walkable cores. US has no DNV; visa-free ESTA up to 90 days. Texas has no state income tax. The structural draws are Spanish-colonial architectural density, Tex-Mex cultural depth, and meaningfully sub-Austin pricing.
Pathway
Long visa-free
Program
—
Typical max stay
3 months
US has no DNV. Visa-free ESTA up to 90 days. Texas has no state income tax — relevant for long-stay tax residency.
Editorial summary, not legal advice. Verify with the relevant consulate before applying — visa programs change with little notice.
Same representative saver, four reference nomad cities.
| City | Monthly | FIRE number | Years to FI |
|---|---|---|---|
| San Antonio, TX | $2,600 | $780,000 | 17y 4mo |
| Lisbon | $1,980 | $594,000 | 14y 2mo |
| Berlin | $2,540 | $762,000 | 17y 1mo |
| Bangkok | $1,430 | $429,000 | 10y 10mo |
| Mexico City | $1,970 | $591,000 | 14y 1mo |
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Editorial estimates. Not financial advice. The 4% rule is a planning anchor, not a guarantee — sequence-of-returns risk and tax-jurisdiction friction (US-LLC / FEIE / state residency) can move the real number meaningfully. See our expat tax directory for the cross-border side of the math.
