Bookmark Nomada — the one-tab toolkit every digital nomad needs·⌘D / Ctrl+D
Bookmark Nomada — the one-tab toolkit every digital nomad needs·⌘D / Ctrl+D
FIRE number
$807,000
$2,690/mo × 12 ÷ 4%
Best for: Ecuador remote island base — Darwin-archipelago tourism, restricted long-stays, premium-priced.
FIRE number in Galapagos Islands
$807,000
$2,690/mo × 25
FIRE number at $5K/mo (US)
$1,500,000
US-typical baseline
Years saved
~8.6 years sooner
Same saver, different city
Representative saver: $50,000 invested, $2,000/mo contribution, 5% real return, 4% safe withdrawal rate.
Assuming your monthly burn matches Galapagos Islands’s mid-tier nomad budget ($2,690/mo) at 5% real return.
Just starting
$0 saved, $1,500/mo invested
23y 7mo
Mid-career
$200K saved, $2,500/mo invested
11y 4mo
Late starter
$500K saved, $1,500/mo invested
6y 1mo
Volcanic archipelago 1,000km west of mainland Ecuador in the Pacific — UNESCO World Heritage Site and Darwin's evolutionary research anchor. Most long-stays cluster on Santa Cruz (Puerto Ayora, the main town), San Cristóbal (Puerto Baquerizo Moreno, the provincial capital), or Isabela (Puerto Villamil, the quietest). Ecuador's DNV applies ($1,275/mo income, 2-year); a Galapagos-specific resident permit is required for stays beyond the 60-day tourist allowance. The structural draws are the archipelago's wildlife uniqueness and pristine geography. The structural friction is everything: pricing is 50-100% above mainland Ecuador, internet is slow, all goods are shipped in.
Pathway
Digital nomad visa
Program
Ecuador Digital Nomad Visa
Typical max stay
24 months
Ecuador DNV (US$1,275/mo income, 2-year, renewable). Galapagos requires an additional residency permit beyond the 60-day tourist allowance for the islands.
Editorial summary, not legal advice. Verify with the relevant consulate before applying — visa programs change with little notice.
Same representative saver, four reference nomad cities.
| City | Monthly | FIRE number | Years to FI |
|---|---|---|---|
| Galapagos Islands | $2,690 | $807,000 | 17y 9mo |
| Lisbon | $1,980 | $594,000 | 14y 2mo |
| Berlin | $2,540 | $762,000 | 17y 1mo |
| Bangkok | $1,430 | $429,000 | 10y 10mo |
| Mexico City | $1,970 | $591,000 | 14y 1mo |
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Editorial estimates. Not financial advice. The 4% rule is a planning anchor, not a guarantee — sequence-of-returns risk and tax-jurisdiction friction (US-LLC / FEIE / state residency) can move the real number meaningfully. See our expat tax directory for the cross-border side of the math.
