Bookmark Nomada — the one-tab toolkit every digital nomad needs·⌘D / Ctrl+D
Bookmark Nomada — the one-tab toolkit every digital nomad needs·⌘D / Ctrl+D
FIRE number
$810,000
$2,700/mo × 12 ÷ 4%
Best for: Canada Ontario auto-industry city — Detroit-adjacent across the river, US-Canada-border manufacturing anchor.
FIRE number in Windsor, ON
$810,000
$2,700/mo × 25
FIRE number at $5K/mo (US)
$1,500,000
US-typical baseline
Years saved
~8.6 years sooner
Same saver, different city
Representative saver: $50,000 invested, $2,000/mo contribution, 5% real return, 4% safe withdrawal rate.
Assuming your monthly burn matches Windsor, ON’s mid-tier nomad budget ($2,700/mo) at 5% real return.
Just starting
$0 saved, $1,500/mo invested
23y 7mo
Mid-career
$200K saved, $2,500/mo invested
11y 4mo
Late starter
$500K saved, $1,500/mo invested
6y 2mo
Southwest Ontario city directly across the Detroit River from Detroit — Canadian auto-industry capital (Chrysler/Stellantis Windsor Assembly is the largest minivan plant in North America) and the only Canadian city south of the US-Canada border. Downtown Windsor (the riverfront facing Detroit) and Walkerville (the converted-warehouse arts district) anchor the walkable cores. Canada has no DNV; eTA 6 months. The structural draws are Detroit-cross-border arbitrage (Canadians often work in Detroit; US visitors come for cheaper goods), Caesars Windsor casino (Canada's second-largest), and Ontario's wine-country (Pelee Island, Lake Erie North Shore).
Pathway
Long visa-free
Program
—
Typical max stay
6 months
Canada has no formal DNV. eTA up to 6 months. Ontario has provincial income tax. Detroit cross-border employment is structurally common — verify tax-residence rules.
Editorial summary, not legal advice. Verify with the relevant consulate before applying — visa programs change with little notice.
Same representative saver, four reference nomad cities.
| City | Monthly | FIRE number | Years to FI |
|---|---|---|---|
| Windsor, ON | $2,700 | $810,000 | 17y 10mo |
| Lisbon | $1,980 | $594,000 | 14y 2mo |
| Berlin | $2,540 | $762,000 | 17y 1mo |
| Bangkok | $1,430 | $429,000 | 10y 10mo |
| Mexico City | $1,970 | $591,000 | 14y 1mo |
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Editorial estimates. Not financial advice. The 4% rule is a planning anchor, not a guarantee — sequence-of-returns risk and tax-jurisdiction friction (US-LLC / FEIE / state residency) can move the real number meaningfully. See our expat tax directory for the cross-border side of the math.
