Bookmark Nomada — the one-tab toolkit every digital nomad needs·⌘D / Ctrl+D
Bookmark Nomada — the one-tab toolkit every digital nomad needs·⌘D / Ctrl+D
FIRE number
$570,000
$1,900/mo × 12 ÷ 4%
Best for: Costa Rica Guanacaste capital — Daniel Oduber Airport hub, dry-tropical beach-gateway.
FIRE number in Liberia
$570,000
$1,900/mo × 25
FIRE number at $5K/mo (US)
$1,500,000
US-typical baseline
Years saved
~12.7 years sooner
Same saver, different city
Representative saver: $50,000 invested, $2,000/mo contribution, 5% real return, 4% safe withdrawal rate.
Assuming your monthly burn matches Liberia’s mid-tier nomad budget ($1,900/mo) at 5% real return.
Just starting
$0 saved, $1,500/mo invested
19y
Mid-career
$200K saved, $2,500/mo invested
7y 7mo
Late starter
$500K saved, $1,500/mo invested
1y 7mo
Guanacaste province capital in northwest Costa Rica — anchored by Daniel Oduber International Airport (the country's second-busiest, the direct-flight hub for Guanacaste beach tourism). Downtown Liberia and the area around Parque Central anchor the walkable cores; most long-stays use Liberia as a base for nearby Playa Tamarindo, Playa del Coco, or Playa Conchal (all 30-60min west). Costa Rica DNV ($3,000/mo income, 1-year + 1-year extension); 90-day visa-free for many western passports. The structural draws are airport-adjacent logistics, dry-tropical climate (sub-Costa-Rica-rest rainfall), and ranch/sabanero cultural depth.
Pathway
Digital nomad visa
Program
Costa Rica Estancia DNV
Typical max stay
24 months
Costa Rica's Estancia DNV (Ley de Atracción de Trabajadores Remotos, launched 2022) — USD 3,000/mo income for individuals or USD 4,000/mo for families, 1-year initial + 1-year renewal. Tax-exempt on foreign-earned income. Standard visa-free 90 days on arrival for US/UK/Canada/EU; Rentista (USD 2,500/mo, 2-year) and Pensionado (USD 1,000/mo pension) cover residency paths. Border runs to Nicaragua via Peñas Blancas are the workaround for nomads stacking multiple visa-free stays.
Editorial summary, not legal advice. Verify with the relevant consulate before applying — visa programs change with little notice.
Same representative saver, four reference nomad cities.
| City | Monthly | FIRE number | Years to FI |
|---|---|---|---|
| Liberia | $1,900 | $570,000 | 13y 8mo |
| Lisbon | $1,980 | $594,000 | 14y 2mo |
| Berlin | $2,540 | $762,000 | 17y 1mo |
| Bangkok | $1,430 | $429,000 | 10y 10mo |
| Mexico City | $1,970 | $591,000 | 14y 1mo |
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Editorial estimates. Not financial advice. The 4% rule is a planning anchor, not a guarantee — sequence-of-returns risk and tax-jurisdiction friction (US-LLC / FEIE / state residency) can move the real number meaningfully. See our expat tax directory for the cross-border side of the math.
